Simplifying The Mortgage Process

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Mortgage Loans

We provide purchase and refinances for several types of mortgage and loan options.

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We provide purchase and refinances for:

• Conventional Loans
• Federal Housing Administration (FHA) loans
• Veteran Affairs loans
• Zero down payment loans
• Vacation and investment loans
• Lender paid mortgage insurance loans
• Jumbo mortgage loans
• Adjustable rate loans 
• USDA loans
• Reduced documentation and self-employed loans
• Less than perfect credit loans

about us.

United Mortgage Corporation has provided industry-leading mortgage services and helped countless home buyers and homeowners find financing solutions to meet their needs. Our reputation is based on building and maintaining relationships that last long after you get the keys to your home or complete your refinance.

Whether you are looking to purchase a new home or refinance your current mortgage, United Mortgage Corporation offers a wide variety of loan options.

At every level, United Mortgage Corporation is dedicated to helping you get the financing you need for the home you want. We pride ourselves on being with you every step of the way, from preapproval to closing, to give you the confidence you need when making one of life’s most important financial decisions. 

United Mortgage Corporation has deep product and industry knowledge. Whether you are a first-time home buyer, an experienced investor or seeking to refinance, you can rely on United Mortgage Corporation to guide you through the lending journey and answer all of your questions along the way.

The first place to start is with your preapproval – and our decision process is quick and easy. Your preapproval shows sellers and real estate professionals that you’re financially ready to buy and gives you an advantage over other buyers who may be interested in the same property.

Looking to refinance? Learn about possible options, including lowering your interest rate, shortening the length of your loan term, or using the equity in your home for a cash-out refinance.

Contact United Mortgage Corporation to get started today!



Our team.

We promise you attentive service and will take care of your loan details so you can experience a less stressful mortgage loan process.
Mike Powderly


Jamie Connolly

Vice President

Loan Services.

As the most popular mortgage program for home buyers, a fixed rate mortgage offers the stability and consistency of predictable monthly payments for the life of the loan.

It may be a good choice for people who expect to live in a home for an extended period of time, or who want to lock in current low interest rates.

With a fixed rate mortgage, payments remain constant, allowing you to plan and budget without factoring potential interest rate fluctuations.

Features of Our Fixed Rate Mortgage Programs:

  • Standard 10, 15, 20, and 30-year repayment terms
  • Jumbo 15 and 30-year terms for loans


Fixed Rate Mortgage Programs:

  • Low Documentation Mortgage
  • FHA/VA Mortgages

With a typically lower mortgage payment, Adjustable Rate Mortgages (ARMs) are an increasingly popular alternative to the conventional fixed rate mortgage for homeowners trying to get the most home for the lowest payment.

The downside of the lower payment is a potential increase in the monthly payment over time, if interest rates rise. Therefore, ARMs are most appropriate for people who anticipate an increase in their income during the life of their loan, or who plan on moving in five to seven years.

Features of United Mortgage’s Adjustable Rate Mortgage Programs:

  • Standard 1, 3, 5, and 7 year initial fixed interest period with 30 year terms
  • Jumbo 6-month, 1, 3, 5, and 7 year for loans
  • Payments can be reset once a year, twice a year, or monthly dependent upon the program
  • Many ARMs have a “cap” on the amount the mortgage can rise, to protect you against dramatic increases in interest rates
  • No minimum loan balance
  • Maximum loan balance of $2 million

Adjustable Rate Mortgage Programs:

  • Low Documentation Mortgage
  • FHA/VA Mortgages

United Mortgage’s low documentation mortgage program offers clients with excellent credit a streamlined process for buying or refinancing a home.

Features & Benefits:

  • Reduced paperwork
  • Reduced down payment option for qualified borrowers

A popular means for making a first home affordable is through an FHA/VA mortgage program. FHA/VA mortgages offer the following features:

Federal Housing Administration (FHA) Loans

Available to most first-time home buyers, FHA mortgages allow you to move into your new home with less out-of-pocket cash than required with most conventional loans. The federal government insures these loans to make home ownership affordable to people with modest means who can’t afford large down payments.

Veterans Affairs (VA) Loan

Available to veterans of the armed services, active-duty personnel, reservists, and their spouses, VA mortgages require no down payment and offer some of the easiest qualifying requirements of any home loan.

Providing 100% financing of the purchase price of your home, this mortgage is specifically designed for home buyers who have limited available cash, but excellent credit.

Other Benefits:

  • Stable Monthly Payments
    With a fixed rate mortgage, your monthly principal and interest payments stay the same throughout the life of your loan, so you’re protected against any unexpected interest rate increases.
  • Frees Up Cash
    Existing funds can be used for closing costs or other needs, rather than a home down payment.

Get in Touch

Contact United Mortgage Corporation and we promise you attentive service and will take care of your loan details so you can experience a less stressful mortgage loan process.
Here for you

We promise you attentive service and will take care of your loan details

Where to find us

4080 Lafayette Center Drive Suite 100 Chantilly, VA 20151

United Mortgage Corporation is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements.
We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you to make sound financial choices.